Group Benefit

Gotham Financial’s group benefits experts works as an extension of your human resources division.

We serve as a liaison between the carriers/vendors and our corporate clients, and focus on providing employers with group benefit programs that are in the best interest of their employees. As part of our ongoing consulting services, we communicate with our clients on a daily basis when needed. We work with group carriers on service and claims issues. We also provide assistance with employee communications, including enrollments and introduction of coverage enhancements. We also have periodic meetings to:

• Analyze plan data, including claims experience or changes in employee population, that may affect coverages
• Review legislative and regulatory changes
• Review cost management approaches to help reduce healthcare costs
• Provide renewal projections including a review of plan premiums, retention, claims, stop loss levels and reserve adequacies for self-insured plans
• Review employee contribution levels
• Negotiate renewal offers

Executive/Business Owner Benefits 

We work closely with business owners and their advisors to help ensure that their insurance and investment plans are in keeping with their personal and business objectives. This includes:

• Buy/Sell Agreements
• Key Man Coverage
• Business Succession Planning
• Generational Planning
• Deferred Compensation Programs